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Consolidate your debt
and start saving today

Find a debt consolidation loan with better interest rates. Consolidating unsecured debt saves money by combining bills and lowering your monthly payment.

Better interest rates and lower payments in minutes

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What is a debt consolidation loan?

A debt consolidation loan is used to pay off two or more outstanding debts or bills and combine them into one payment. Many times, a debt consolidation loan means better interest rates and lower minimum payments.

Especially when it comes to high-interest debt like credit cards, a debt consolidation loan can make it easier to pay off your debt. Instead of managing multiple bills from several credit card companies, a debt consolidation loan gives you peice of mind knowing you’re only responsible for one payment deadline.

Use a debt consolidation loan to get out of debt faster and eventually improve your credit score.

By lowering your minimum payments, you could have extra cash every month!

It's simple and fast to find a debt
consolidation loan with Debt Pioneer
  • Calculate your total credit card and unsecured debts, as well as average interest rate
  • Request a debt consolidation loan through our secure online request form
  • See what offers you pre-qualify for
  • Work with your lender to consolidate your debt

Interest rates as low as 4.99%

Choose the best debt relief solution for you and enroll with your service provider.

Example Consolidation Savings
Balance $9,549
Average APR 18.99%
Minimum Payment $325
Time to pay off 72 mos
Total Payments $14,895
Show Consolidated Loan Savings

This is an illustration of example savings. Every circumstance is different and results may vary.

How does debt consolidation work?

High-interest credit cards can have minimum payments that put a real dent in your income. Debt consolidation works by lowering interest rates and reducing minimum monthly payments to make paying off your debt more affordable.

The first step toward consolidation is establishing your baseline by calculating your total amount of unsecured debts that you owe, how much you pay every month, and your average interest rate.

In most cases, debt consolidation can reduce your monthly debt costs and total repayment amount.

More money in your pocket!

$15,000

How much unsecured debt do you have?

Frequently asked questions
about Debt Consolidation Loans

What is a debt consolidation loan?

A debt consolidation loan is when you roll all of your debt into one single monthly payment. This is a preferred way to get out of debt quick.

Do debt consolidation loans have fees?

As with most loans, fees are associated with a debt consolidation loan. The fees are minimal with the amount you are saving overall consolidating your debt.

Can I consolidate without a loan?

You would have to fill out an application to see what you are eligible for, in most cases you are going to have to meet the minimum requirements to enter the program.

How does debt consolidation affect your credit?

The great news is, at first your credit might go down, but as you pay off your debt and lower the amount owed your credit should drastically improve in the long run!

It’s fast & easy to find debt
consolidation loans with DebtPioneer.

Here’s how it works:

  1. Tell us about your debt

    Fill out our short & secure, online request form detailing your debt and income situation.

  2. See what you qualify for

    Based on your needs, we’ll connect you with a credible loan provider to help you save money and pay off debts.

  3. Find financial freedom

    Get a new, lower monthly payment and get started on your path to financial freedom.

Find a debt consolidation loan

Free credit report and FICO score

Your FICO score is one of the main determining factors for loans and credit cards with better interest rates.

  • Get an idea of what lenders see when you apply for credit
  • Know your credit scores to negotiate the best rates and terms
  • Check for inaccuracies and correct any potential errors

Get your free credit score